This segment of The Law and You features personal injury trial lawyer Lara Johnson discussing a situation when you might suffer damage and/or injury caused by a motorists who is underinsured. A qualified, experienced attorney can help you protect your rights in such a situation.
JOEL: This is Joel Block for The Law and You with Eugene attorney Lara Johnson. Lara, one of the questions we received concerned a car accident in which there was not enough insurance to cover the losses.
LARA: Joel, Oregon law requires that drivers have auto insurance; however, the law does not make sure that there is adequate insurance. When a driver who causes an accident does not have enough insurance to fully pay for the losses, the injured person is left with unpaid medical bills and lost income. Your own automobile insurance company may be able to fill in this gap under your underinsured motorist coverage. If you’ve been injured by an underinsured motorist, don’t wait. Evidence may be lost, witnesses’ memories fade, or time may run out to even file a claim. An attorney can help you determine how to protect your rights under that insurance coverage.
JOEL: Thanks, Lara. If you have a legal question or for a copy of How to Find and Work with an Attorney, visit CorsonJohnsonLaw.com. The Law and You is a public service and does not replace the advice of an attorney.
The Corson & Johnson Law Firm, a Eugene, Oregon personal injury trial law firm, produces and distributes The Law and You as a continuing public service to help families and consumers answer questions about our legal system and how it works for them. The Law and You spots are aired on KKNU, KMGE, KEUG, and KODZ in Eugene, Oregon. If you have suggestions of legal questions or topics you would like addressed by The Law and You, please contact us.