This segment of The Law and You features personal injury trial lawyer Don Corson telling of how health insurance companies seek reimbursement for claims paid for a personal injury victim after that person is awarded a settlement.
JOEL: This is Joel Block for The Law and You with Eugene attorney, Don Corson. Don, one person wrote in to ask why they had to reimburse their health insurance company for medical expenses in a car accident.
DON: Joel, unfortunately it’s true. When you pay for health insurance and have a serious injury caused by someone else, your health insurer generally wants you to pay it back out of any settlement you receive. The person’s lost income and daily living needs are of no concern to the health insurance company. Even worse, the health insurer typically will try not to cover future medical bills relating to those same injuries until the injured person has exhausted all of the settlement by paying those future medical bills directly. People naturally ask: “What have we been paying all those premiums for, for all of those years?” It’s a good question, and one we have to deal with in many cases.
JOEL: Thanks, Don. To learn more about insurance claims and disputes visit the Law Firm of Corson & Johnson at CorsonJohnsonLaw.com. The Law and You is a community service and does not replace the advice of an attorney.
The Corson & Johnson Law Firm, a Eugene, Oregon personal injury trial law firm, produces and distributes The Law and You as a continuing public service to help families and consumers answer questions about our legal system and how it works for them. The Law and You spots are aired on KKNU, KMGE, KEUG, and KODZ in Eugene, Oregon. If you have suggestions of legal questions or topics you would like addressed by The Law and You, please contact us.