Insurers Demand Payback From Victims’ Settlements

The Law and You

This segment of The Law and You features personal injury trial lawyer Don Corson confirming that insurance reimbursement is often demanded from a health insurer in a personal injury victim’s settlement.


JOEL: This is Joel Block for The Law and You with Eugene attorney Don Corson. Don, can a person can be required to reimburse their health insurance company for legitimate medical expenses as the result of an injury?

DON: Sometimes, that’s true. If the injured person receives a legal settlement or jury verdict, the health insurance company may demand to be reimbursed for medical expenses. Most people are surprised to learn about this reimbursement obligation after paying premiums for years. When determining a verdict, jurors are not told that money they have assessed to go to the injured person to help take care of lost income and other needs, may have to be used to pay back the health insurance company. Insurance companies may also refuse to pay for some future medical care until the settlement funds are exhausted. Sometimes, an attorney can help with these problems.

JOEL: Thanks, Lara. If you have a legal question about your insurance rights or would like to request a speaker for your group on The Law and You, visit the Law Firm of Corson & Johnson at The Law and You is a community service and does not replace the advice of an attorney.

The Corson & Johnson Law Firm, a Eugene, Oregon personal injury trial law firm, produces and distributes The Law and You as a continuing public service to help families and consumers answer questions about our legal system and how it works for them. The Law and You spots are aired on KKNU, KMGE, KEUG, and KODZ in Eugene, Oregon. If you have suggestions of legal questions or topics you would like addressed by The Law and You, please contact us.