Bill Allows Drivers More Insurance Coverage

New Legislation Allows Drivers to Increase Insurance Coverage
The Law and You

This segment of The Law and You features personal injury trial lawyer Lara Johnson discussing Senate Bill 411, which provides drivers with full insurance coverage if they are involved in an accident with an underinsured motorist. To read more about on Senate Bill 411, visit: Senate Bill 411. If you have a case that you would like legal advice on, please contact us.


JOEL: This is Joel Block for The Law and You with Eugene attorney Lara Johnson. Lara, Oregon insurance can be complicated to say the least. A recently passed a law may help with vehicle insurance.

LARA: Yes, Joel. In Oregon, drivers must have auto insurance. However, many carry only the minimum amount of insurance, $25,000. These drivers are known as underinsureddrivers. If you were hurt in a crash with one of them, their insurance would not go very far. Oregonians pay for extra insurance, called underinsured motorists coverage, to cover us when this happens. But until now, there were many legal loopholes for insurance companies to deny or limit this extra coverage. With the passage of Senate Bill 411, Oregonians will be allowed to use their full-underinsured motorist coverage. This means that Oregon drivers will be able to get full insurance benefits they pay for.

JOEL: Thanks, Lara. For more information on this new law, visit The Law and You is part of Corson & Johnson’s work to Make Communities Safer.

The Corson & Johnson Law Firm, a Eugene, Oregon personal injury trial law firm, produces and distributes The Law and You as a continuing public service to help families and consumers answer questions about our legal system and how it works for them. The Law and You spots are aired on KKNU, KMGE, KEUG, and KODZ in Eugene, Oregon. If you have suggestions of legal questions or topics you would like to see covered in The Law and You, please contact us.